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SPECIAL SERVICING
Special Servicing Overview
Clayton performs Servicing oversight on sub-prime and non-performing loans — maximizing financial returns for clients’ investments by improving loan performance, increasing cash flow and, when necessary, facilitating liquidation.
We specialise in transforming heavily delinquent, non-performing loans into cash-flowing assets.
Our agile business structure allows us to help clients react quickly to changing market conditions and tailor customisable solutions for their special servicing needs. Results are delivered through experienced well trained staff providing analytics and quality reporting, effective mitigation strategies. Members of the leadership team average 25 years of industry experience, asset managers average 5 years of loss mitigation experience and collectors average 8 years of experience.
Suite of Services
- Pre-Action Protocol / equivalent best practices in EU
- Litigation process
- Asset Management
What This Means for Your Business
- Rapid conversion of non-performing loans into performing assets
- Improved cash flow
- Experienced business partners who implement your defined process effectively
- Customised strategy for timely liquidation, when necessary
Why Choose Clayton?
- Independent firm with a deep knowledge of financial services
- Strong industry reputation for courteous and results-oriented service
- Customised service delivery in accordance with client disposition goals
- Systems-enabled workflow and data integration
- Ability to leverage Clayton’s flexible workforce of experienced mortgage
professionals
Clayton performs Special Servicing for both conforming and non-conforming mortgage loans across non-performing assets. It evaluates the investment value of whole loans or of a security through its modelling tools, coupled with its expertise on default related variables including loss frequency/severity, foreclosure time frames, bankruptcy risk, Asset Manager and real estate valuation methods. Its technological solutions provide asset managers with the information and analytical capabilities needed to focus on meaningful communications with borrowers and clients.
Clayton’s default management system generates a NPV analysis of the optimal default resolution strategy and puts this strategy in place, in real time, while the asset manager has the attention and cooperation of the borrower.
At Clayton, our mission is to provide incomparable loss mitigation and asset disposition services. Results and dispositions are delivered through state-of-the-art technology and an experienced, well-trained and mission-committed staff, resulting in maximum financial returns for our client’s investments by improving loan performance, increasing cash flow and when necessary, facilitating liquidation.
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