Our loan review services help clients understand loan-level risks when buying, selling or managing portfolios. We work to understand clients' needs and develop an appropriate review scope, considering factors such as the client's history and experience with the seller, the seller's size and experience, the representations and warranties to be provided to the buyer, the type of loan and the quality of the data.

     Data Integrity
     Loan Underwriting
     Evident Risk/Title Checks
     Non performing reviews
     Quality Control
     Forensic Reviews (fraud, putback & reverification)
     Portfolio Strategy Analysis
     Property Valuations

Clayton Euro Risk provides temporary mortgage professionals across a broad range of functions to the mortgage industry. We help our clients manage volume spikes, balance work flow and convert fixed costs into variable.

      Workforce Support Solutions

Clayton's oversight servicing provides specialised servicing monitoring first and second mortgages. We improve loan performance and cash flow, mitigate losses and liquidate assets when necessary to maximise returns on our client's investments. We work with many servicers in the UK.

     Special Servicing Overview

Clayton US surveillance services provide monitoring and oversight of servicers and loan performance to protect investments, improve yield, reduce losses and provide transparency investors demand. Since 2000, Clayton Holdings have saved our clients over $350 million by uncovering servicing errors and by finding and putting back fraudulent and improperly underwritten loans. With proprietary analytic tools, data management expertise, and a loan-level database representing trillions of assets, with a unique ability to quickly define trends which affect portfolio value, as well as macro-level trends across clients. Our benchmark scoring of brokers, originators and servicers helps investors understand counterpart risk and deal performance.

     Credit Risk Management / Analytics