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LOAN REVIEW & DUE DILIGENCE
Portfolio Strategy Analysis
Today's whole loan investors face challenges never seen before. Market illiquidity, extended possession and sale timelines and government intervention make it essential to have a portfolio strategy identified early in the investing process. Clayton has developed a comprehensive service offering designed to identify the best potential strategy to maximise the value of each loan.
A System and Process to Meet Your
Needs
Clayton's Portfolio Strategy Analysis solutions provide customisable, robust data analysis and results designed to assist clients in determining value and strategy for each loan and the entire portfolio.
- Customisable Rules-Based Engine
- Unlimited Data Sources
- o Origination
o Seller
o Servicer
o 3rd Party Data (e.g. Credit Bureau) Integration
- Customisable Result Stratification/Bucketing to help evaluate risk and opportunity for each loan. Some useful stratifications include:
- o Re-finance loans
o High Risk of default
o Loss Mitigation strategies
o Repossession
o Charge off
Data can be collected and/or inserted and processed at any point of the solution process. Clayton also has established relationships with major 3rd party vendors of numerous data types, including valuation and credit firms, to assist in getting the data as current and robust as possible.
Results
Whatever results you require from a data-driven solution, Clayton's Portfolio Strategy Analysis solution can deliver.
- Risk Assessment
- Quality Control
- Exit Strategy
- Program Qualification
- Forensic Review Identification
Leveraging Clayton's vast knowledge and experience analysing data from its due diligence, special servicing, pricing and consulting business lines, Clayton can provide valuable insight and direction toward solutions. Combined with a client's specific rules and risk tolerances, complex and refined solutions are made simple.
Reporting
In addition to providing transfers of result data in numerous formats, CLAYTON offers a number of standard reports that easily convey the summary and loan-level results and stratifications of your solution. Reports customised to a client’s specific needs can also be accommodated.
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