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Products & Services
 
  CONSULTING
Compliance
Clayton offers a number of solutions to mortgage-banking companies that are currently originating government, conventional, and / or proprietary mortgage loans or are considering entering the mortgage origination market. Clayton’s analysis, training, and quality control offerings can be tailored to fit the specific needs of each client. Clayton understands the people, processes, and systems necessary to successfully manage the origination of these types of loans.

Suite of Services

Review of Internal Quality Control & Audit Functions

  • Review and evaluate existing quality control procedures to include compliance with required audits
  • Evaluate existing quality assurance programs to ensure policies and procedures meet industry best practices.
  • Assess the timing and content of internal audit procedures to determine effectiveness and efficiency.

Loan Origination Process Review & Compliance

  • Assist in creating or modifying appropriate origination policies and procedures to manage recent regulatory changes and legislative updates.
  • Validation of updated origination processes or changes to policies and procedures in response to various government-mandated loan programs.
  • Review production processes to identify control issues or process gaps.
  • Establish procedures to monitor and manage future changes to loan origination criteria.  
What is the Value-Add to Your Business?
  • Consistent, third-party consulting team can be engaged to facilitate remediation plans and on-going Quality Control testing.
  • Mortgage industry subject matter expertise combined with consulting, project management, and operational improvement experience in today’s mortgage loan servicing landscape.
  • Implementation of required policies and procedures and adherence to vital compliance criteria for success in the residential mortgage industry.  
  • Customised consulting approach ensures client objectives are clearly understood and realised throughout the project life cycle.